Personal Loans - Finance & Mortgage Broker in Canberra, ACT and nation-wide

Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

5.0

from 36 Reviews

Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Looking to fund a wedding, holiday, or cover an unexpected emergency? Personal loans can be a flexible financial solution. At Objective Wealth, we understand the diverse needs of our clients in Canberra, ACT, and across Australia. Our mission is to help you access personal loan options from banks and lenders nationwide. Personal loans offer a versatile way to meet your financial requirements, whether you're planning a major life event or managing unforeseen expenses. Allow us to guide you through the application process with ease and confidence.

When considering a personal loan, it's important to understand how your financial situation and credit history can impact your options. Lenders will evaluate your credit history to determine your eligibility and the interest rate you may receive. A strong credit history can lead to more favourable terms, but even if your credit is less than perfect, there are still options available. At Objective Wealth, we assist you in finding the right product tailored to your unique circumstances, ensuring you have access to personal loan options from banks and lenders across Australia.

Determining the appropriate loan amount is another crucial step in the personal loan process. It's essential to borrow an amount that suits your needs without overextending your financial capacity. Calculating personal loan repayments beforehand can give you a clear picture of what to expect monthly. This calculation takes into account the loan amount, interest rate, and repayment period, allowing you to budget effectively. Our team at Objective Wealth is here to provide guidance and tools to help you make informed decisions about your financial commitments.

Applying for a personal loan should be as straightforward as possible. Our streamlined application process is designed to reduce stress and time consumption. Providing documentation such as proof of income, genuine savings, and other financial details will facilitate a smooth personal loan application. We work closely with our clients to ensure all necessary information is prepared ahead of time, which can significantly speed up the application process. Whether you're applying for a personal loan for a wedding, a holiday, or an unexpected emergency, we are committed to making the experience efficient and stress-free.

At Objective Wealth, securing the right personal loan doesn't have to be complicated. We empower our clients by offering comprehensive access to personal loan options from banks and lenders across Australia. With our expert guidance, you can confidently choose a personal loan that aligns with your financial situation and objectives. If you're ready to explore your options or need assistance with your personal loan application, contact us today. Let us help you achieve your financial goals with the support and insight you deserve.

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Our Recent Reviews

The team, particularly Craig and Evan, were incredibly efficient and knowledgeable, resolving our issue in minutes. They provided us extremely friendly and top-notch customer service! …

Ray

I’ve used the Objective Wealth and Mortgages several times before to find the best mortgage solution for me and found their services outstanding. Recently I needed to find a home loan again. Evan Hawke helped me with organising it this ...

Irina Bastrakova

I have had a number of interactions with mortgage brokers over the years, but none so efficient and thorough as Valerie from Objective Wealth. Her support and gentle guidance through a first time investment loan adventure made the whole experience relatively painless. I absolutely would recommend Valerie and the team at Objective Wealth for their industry knowledge, experience and professionalism.

Lynne Clune

Valerie and Craig have been awesome assisting us with a seamless refinance of our home and investment properties. Recommended to us by our builder, you have been very informative and helpful throughout the process. I would definitely use these services again and I will continue to recommend to others

Sharee Tronc

Frequently Asked Questions

Do you assist first-time home buyers?

Absolutely! Supporting first-time home buyers is one of our specialties. We guide you through every step of the home loan process and have extensive knowledge of government assistance programs, including the First Home Owner Grant and various stamp duty concessions that could benefit you.

Is your service limited to home loans only?

Not at all. While home loans are our primary focus, we also arrange investment property loans, construction financing, vehicle loans, personal loans, and various other lending solutions. If you need to borrow funds for a purchase, we likely have options to help you.

Do you handle mortgage refinancing?

Certainly. We excel at finding competitive refinancing options for existing mortgages, whether for your primary residence or investment properties. Our goal is to secure you the most favourable interest rate available in the current market.

What interest rates do you have access to?

We work with an extensive network of lenders including major banks, credit unions, and specialist lending institutions across Australia. This gives us access to thousands of loan products, ensuring we can identify the most competitive rates and terms for your specific situation.

What are the advantages of using a mortgage broker?

Mortgage brokers provide access to a much broader range of loan products than any single lender can offer. We handle the research, comparison, and application process on your behalf, often securing better terms through our industry relationships. This saves you time while potentially saving you money through better rates and features.

How does your service process work?

We begin by understanding your financial circumstances and goals, then research suitable options from our extensive lender network. Once we identify the right loan, we manage the entire application process from paperwork to settlement. You can contact us at any stage of your property journey for obligation-free advice tailored to your needs.

Contact

Shop 10/2 Curtin Pl, Curtin ACT 2605

02 6161 5626

Objective Wealth Pty Ltd ABN: 66 605 669 921. Credit Representative #416971 is authorised under Australian Credit License #498182

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.