Commercial Loans - Finance & Mortgage Broker in Canberra, ACT and nation-wide

Commercial Loans

Time to grow your business? A Commercial Loan can help

5.0

from 36 Reviews

Whether it's to purchase a property, equipment or business, we're here to help

At Objective Wealth, we understand the complexities of securing the right commercial finance to help businesses grow and thrive. Whether you're looking to buy commercial property in bustling Canberra or expand your business operations across Australia, our expertise in commercial loans is here to guide you. Our commitment is to offer tailored solutions, ensuring you have access to commercial loan options from banks and lenders across Australia that best fit your goals and financial situation.

When applying for a commercial loan, the first step is understanding the range of options available. We offer both secured and unsecured commercial loans, each with its own benefits. A secured commercial loan, often backed by collateral such as property, can offer larger loan amounts and lower interest rates. For those needing quicker access or who lack significant assets, unsecured commercial loans present an appealing alternative. The choice between a variable interest rate and a fixed interest rate is crucial in managing your financial commitments. We provide flexible loan terms and flexible repayment options to cater to your specific needs, whether you're buying new equipment or upgrading existing equipment.

Commercial property finance can be a game-changer for businesses aiming to buy an industrial property or commercial land. Owning commercial property not only enhances your business's stability but also opens avenues for future expansion. With our streamlined application process, securing finance for buying commercial property is straightforward and efficient. Our team will assist you in determining the suitable loan structure, whether it involves a progressive drawdown for staged payments or a revolving line of credit for ongoing flexibility.

For businesses seeking to expand their footprint or invest in growth, understanding the nuances of commercial loans is vital. The loan amount and interest rate are pivotal factors that can influence your overall business strategy. At Objective Wealth, we ensure you have access to competitive rates, enabling you to make informed decisions. Our services extend beyond just providing finance; we aim to empower you with knowledge, assisting in buying commercial land or facilitating an upgrade of your business assets.

A unique feature of our commercial finance offerings is the option for redraw facilities, allowing you to access extra funds when needed. This flexibility can be instrumental in maintaining cash flow or seizing new opportunities as they arise. Additionally, our approach to loan structures is adaptable, accommodating your evolving business requirements.

As you consider expanding business operations or investing in new ventures, Objective Wealth stands ready to support your journey. We pride ourselves on offering comprehensive commercial finance solutions tailored to your unique needs. Our expertise ensures that whether you're applying for a commercial loan for the first time or seeking better terms, you have access to the best options available from banks and lenders across Australia.

We invite you to explore the possibilities that a commercial loan can unlock for your business. With Objective Wealth, you gain more than just financial backing; you secure a partnership dedicated to your success. Contact us today to discover how our customised solutions can help turn your business ambitions into reality.

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Our Recent Reviews

The team, particularly Craig and Evan, were incredibly efficient and knowledgeable, resolving our issue in minutes. They provided us extremely friendly and top-notch customer service! …

Ray

I’ve used the Objective Wealth and Mortgages several times before to find the best mortgage solution for me and found their services outstanding. Recently I needed to find a home loan again. Evan Hawke helped me with organising it this ...

Irina Bastrakova

I have had a number of interactions with mortgage brokers over the years, but none so efficient and thorough as Valerie from Objective Wealth. Her support and gentle guidance through a first time investment loan adventure made the whole experience relatively painless. I absolutely would recommend Valerie and the team at Objective Wealth for their industry knowledge, experience and professionalism.

Lynne Clune

Valerie and Craig have been awesome assisting us with a seamless refinance of our home and investment properties. Recommended to us by our builder, you have been very informative and helpful throughout the process. I would definitely use these services again and I will continue to recommend to others

Sharee Tronc

Frequently Asked Questions

Do you assist first-time home buyers?

Absolutely! Supporting first-time home buyers is one of our specialties. We guide you through every step of the home loan process and have extensive knowledge of government assistance programs, including the First Home Owner Grant and various stamp duty concessions that could benefit you.

Is your service limited to home loans only?

Not at all. While home loans are our primary focus, we also arrange investment property loans, construction financing, vehicle loans, personal loans, and various other lending solutions. If you need to borrow funds for a purchase, we likely have options to help you.

Do you handle mortgage refinancing?

Certainly. We excel at finding competitive refinancing options for existing mortgages, whether for your primary residence or investment properties. Our goal is to secure you the most favourable interest rate available in the current market.

What interest rates do you have access to?

We work with an extensive network of lenders including major banks, credit unions, and specialist lending institutions across Australia. This gives us access to thousands of loan products, ensuring we can identify the most competitive rates and terms for your specific situation.

What are the advantages of using a mortgage broker?

Mortgage brokers provide access to a much broader range of loan products than any single lender can offer. We handle the research, comparison, and application process on your behalf, often securing better terms through our industry relationships. This saves you time while potentially saving you money through better rates and features.

How does your service process work?

We begin by understanding your financial circumstances and goals, then research suitable options from our extensive lender network. Once we identify the right loan, we manage the entire application process from paperwork to settlement. You can contact us at any stage of your property journey for obligation-free advice tailored to your needs.

Contact

Shop 10/2 Curtin Pl, Curtin ACT 2605

02 6161 5626

Objective Wealth Pty Ltd ABN: 66 605 669 921. Credit Representative #416971 is authorised under Australian Credit License #498182

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.